Resume Writing Class  
Credit Education

Credit Education Video

Credit scores range from 300 to 850: The higher the score, the better your creditworthiness.

Closing a credit card account can hurt your credit score: Closing a credit card account can decrease your credit utilization ratio, which could hurt your credit score.

Bankruptcy stays on your credit report for up to 10 years: Filing for bankruptcy can have a serious impact on your credit score and credit report.

How a High Hiring Risk Score on a Background Check Can Affect Your Job Prospects

We appreciate your interest in learning more about this important topic. Our goal today is to provide you with an understanding of hiring risk scores, how they can impact your job search, and the steps you can take to improve your score and increase your chances of being hired.
We'll also discuss your rights as a job seeker and employer responsibilities when conducting background checks.

A bad hiring risk score can have a negative impact on a job search.

To improve their hiring risk score, job seekers can take steps such as improving their credit score, building a positive online presence, and addressing any criminal or legal issues. It may also be helpful to seek guidance from a career counselor or recruiter who can provide advice on improving the hiring risk score and finding job opportunities that match their skills and experience.


Free Credit Education Book

Rare hacks for improving your credit score.

Request a goodwill adjustment:
If you have a history of late payments, you can try writing a letter to your creditor requesting a "goodwill adjustment." This is when the creditor agrees to remove a late payment from your credit report as a one-time courtesy. While not guaranteed to work, it's worth a try.

Use rent payments to build credit: Some credit reporting agencies now offer the option to report your rental payment history to credit bureaus. By paying your rent on time each month, you can build a positive credit history and potentially improve your credit score.

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Resume Writing Class Video

Use active verbs: Use strong action verbs to describe your accomplishments and responsibilities, such as "initiated," "managed," or "created." This makes your resume more dynamic and engaging.

Include quantifiable achievements: Instead of just listing your job duties, include specific achievements and results that you accomplished in each role. Quantify your achievements whenever possible, such as "increased sales by 20%," to demonstrate your impact.

Customize your resume for each job: Tailor your resume to each job application by using the same keywords and phrases found in the job description. This helps your resume get past applicant tracking systems (ATS) and increases your chances of getting an interview.



Resume writing tips that can help make your resume stand out:

Use white space effectively
: Use ample white space on your resume to make it easy to read and visually appealing. Avoid using a small font or cramming too much information onto one page.

Highlight soft skills: Soft skills, such as communication, teamwork, and problem-solving, are highly valued by employers. Highlight these skills on your resume and provide specific examples of how you've demonstrated them in previous roles.

Use a professional email address: Use a professional email address that includes your name, such as [email protected], rather than a personal or outdated email address.

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